1 Acceptance of Terms

By accessing or using UnderPar (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use the Service. These terms apply to all users, including visitors, subscribers, and contributors.

2 Description of Service

UnderPar is a golf betting analytics platform that provides data-driven insights, statistical models, and betting recommendations for informational and entertainment purposes only. Nothing on this platform constitutes financial, legal, or gambling advice.

3 Eligibility

You must be at least 18 years of age (or the legal age of majority in your jurisdiction) and legally permitted to engage in sports wagering where you reside. By using UnderPar, you represent and warrant that you meet these requirements.

4 Subscription and Payment

Access to premium features requires a paid subscription billed on a recurring basis as specified at purchase. Payment processing is handled entirely by Stripe — we do not store or have access to your payment card details. All sales are final except as required by applicable law. UnderPar reserves the right to modify pricing with reasonable notice.

5 No Guarantee of Outcomes

UnderPar provides analytical tools based on statistical models. We make no guarantees regarding the accuracy, completeness, or profitability of any information provided. Sports wagering involves significant risk and past performance is not indicative of future results. You acknowledge that you may lose money and that UnderPar bears no responsibility for any losses incurred.

6 Responsible Use

You agree to use UnderPar responsibly and in compliance with all applicable laws. You are solely responsible for ensuring that sports wagering is legal where you reside. UnderPar does not facilitate or process wagers and is not a licensed sportsbook or gambling operator.

7 Intellectual Property

All content, models, data, software, branding, and materials provided by UnderPar are the exclusive property of UnderPar and its licensors. You may not reproduce, distribute, modify, or create derivative works of any UnderPar content without express written permission.

8 User Accounts

You are responsible for maintaining the confidentiality of your account credentials and all activity under your account. Notify us immediately of any unauthorized use. UnderPar reserves the right to suspend or terminate accounts that violate these terms.

9 Limitation of Liability

To the maximum extent permitted by law, UnderPar and its owners, officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, wagering losses, or data loss arising from your use of the Service.

10 Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

11 Dispute Resolution and Arbitration

⚠️ PLEASE READ CAREFULLY — This section affects your legal rights.

Any dispute, claim, or controversy arising from these Terms or use of the Service shall be resolved exclusively through binding individual arbitration — not through court proceedings or class actions. Arbitration shall be conducted in the Commonwealth of Virginia under the rules of the American Arbitration Association (AAA). The arbitrator's decision shall be final and binding. You expressly waive your right to a jury trial and to participate in any class action. Either party may seek injunctive relief in a court of competent jurisdiction in the Commonwealth of Virginia to prevent irreparable harm.

12 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions.

13 Changes to Terms

UnderPar reserves the right to modify these Terms at any time. We will provide notice of material changes by updating the date above and, where appropriate, by email. Continued use of the Service constitutes acceptance of the revised Terms.

14 Contact

Questions about these Terms? Email us at support@underpar.ai.